Finance pedicure chairs, manicure tables, shampoo beds and salon furniture from My Wellness Wiz through APPROVE, our financing partner. One short application goes to a network of lenders, you compare the offers, and you choose the one that fits your business.
- Apply in about 60 seconds with one application, from the APPROVE button on our product pages or the button below.
- Compare up to three offers from APPROVE's network of lenders, then accept or decline any of them.
- Answers often come within hours. Established businesses with strong commercial credit can be approved instantly.
- No impact on your personal credit to apply, unless a personal guarantee is required.
- Up to $500,000, terms up to 72 months and no money down are what APPROVE lists for equipment financing.
How financing works
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Pick your equipment
Choose your chairs, tables and options in Salon & Spa. Furnishing a whole salon or several stations? Ask for a salon quote, and we can email it to you with a link to finance the whole order.
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Apply once
Click the APPROVE button on the product page, or apply from this page and upload your quote. The application takes about a minute.
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Compare your offers
APPROVE matches your application with the lenders most likely to approve it at the lowest cost of financing. Each approval arrives by email with a link to review that lender's offer.
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Choose an offer, then we ship
Pick the offer that fits your business. Once your financing is in place, we place your order and confirm your expected ship date by email.
APPROVE's in-house finance coordinators guide you through the process and help you choose the best option, so you're not left on your own with a lender.
Who can apply
Usually a good fit
- Salon, spa and suite owners buying equipment for their business
- Businesses based in the United States
- Two or more years in business, which most lenders look for
- Newer businesses too: APPROVE says start-ups are possible
Not a fit
- Equipment for personal use only
- Businesses based outside the United States
Each lender sets its own rules. APPROVE says most lenders look for at least 2 years in business and proof that the business is bringing in revenue. If the business is under 3 years old, most also ask for a personal guarantee from an owner of at least 51% with a personal FICO score of 650 or higher.
What you can finance
Pedicure chairs, pedicure chair tops, manicure tables, shampoo and head spa beds, reception desks, technician stools, nail dryers and other salon furniture from our store, plus the options you add, like discharge pumps. Freight and any sales tax go on the final invoice the lender pays, so they can be part of what you finance. APPROVE sets a minimum equipment value, so add small items to a larger order, or call us and we'll help you put it together.
Financed equipment can still qualify for the Section 179 deduction or bonus depreciation, as long as your agreement is a purchase rather than a true lease and the equipment is installed and ready to use by December 31 of the year you deduct it. The 2026 federal Section 179 limit is $2,560,000. California allows up to $25,000 and no bonus depreciation.
We sell salon equipment and aren't tax advisors, so check with your CPA before you buy.
Why salons buy from My Wellness Wiz
- Free freight on 4 or more pedicure chairs from the same brand, and one flat freight charge per order for 1 to 3. Some chairs ship free on every order, and their pages say so.
- Price match. Find the same product for less at another online store, and we'll match or beat that price once we verify it. See our price match policy.
- One quote for a whole salon. Tell us how many stations you're planning and we'll price the full order, with a link to finance it. Request a salon quote.
- Real people. Call or text (888) 886-8373, Monday to Friday, 9:30 AM to 5:30 PM Pacific.
Financing questions
Does applying for financing affect my credit?
APPROVE says applying has no impact on your personal credit unless a personal guarantee is required. Most lenders ask for one when a business is under 3 years old, according to APPROVE.
How fast will I get an answer?
Often within hours. APPROVE says decisions are commonly made within hours once the lender has the information it needs, and established businesses with strong commercial credit can be approved instantly. Sending the lender what it asks for right away keeps things moving.
What rates and terms can I get?
It depends on your business, your credit and your time in business, and each lender sets its own terms. APPROVE lists equipment financing up to $500,000 with terms up to 72 months, and says equipment financing generally ranges from a 5% to 25% equivalent APR. You see each offer's terms before you decide.
Do I need a down payment, and can I put off the first payment?
APPROVE lists equipment financing with no money down, and each offer shows what that lender requires. Some lenders can also defer your first payment, depending on your approval, so tell APPROVE's finance team if you'd like that.
Do I have to accept an offer if I'm approved?
No. You can accept or decline any or all of the offers you receive.
Can I finance several chairs or a whole salon?
Yes. Request a salon quote with everything you need, and we can email it to you with a link to finance the whole order. Freight and any sales tax can be financed too.
Ready to apply?
My Wellness Wiz helps salons and spas across the US choose, finance and ship pedicure chairs and salon furniture. Apply in about a minute with APPROVE, or call or text us first with questions about your order. We're here Monday to Friday, 9:30 AM to 5:30 PM Pacific.
Financing is provided by independent lenders through APPROVE and is subject to credit approval. My Wellness Wiz doesn't make credit decisions, and each lender sets its own rates, terms and requirements, which can change. Not available for personal use or for businesses outside the United States. This page is general information, not tax or legal advice.